Terms & Conditions

By Using Our Site, You Accept These Terms and Conditions

Please read these Terms and Conditions carefully and ensure you understand them before using Our Site. These Terms and Conditions, together with any other documents referred to herein, set out the terms of use governing your use of this website (“Our Site”). You should print a copy of these Terms and Conditions for future reference.

These Terms and Conditions were last updated on 03/11/22

Your use of Our Site indicates your agreement to comply with these Terms and Conditions. If you disagree with these Terms and Conditions, you must stop using Our Site immediately.

The following document also applies to your use of Our Site:

Our Privacy Policy is available here. This is also referred to below in Part 15.

Our Cookie Policy is available here. This is also referred to below in Part 15.

1Definitions and Interpretation

  1. In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:


means any text, images, audio, video, scripts, code, software, databases, and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; and


means Legacy Habitat Banks Ltd.

2Information About Us

  1. Legacy Habitat Banks Ltd operates our Site. We are a company registered in England and Wales under number 14169410. Our registered address is Malvern House, New Road, Solihull, England, B91 3DL

3How to Contact Us

To contact us, please email us at info@legacyhb.co.uk

4Access to Our Site

  1. Access to Our Site is free of charge

  2. It is your responsibility to make the arrangements necessary to access Our Site.

  3. Access to Our Site is provided on an “as is” and an “as available” basis. We may suspend or discontinue Our Site (or any part of it) at any time. We do not guarantee that Our Site will always be available or its access will be uninterrupted.

5Changes to Our Site

We may update Our Site (or any part of it) at any time to maintain up-to-date information and services.

6Changes to these Terms and Conditions

  1. We may alter these Terms and Conditions at any time. If We do so, details of the changes will be highlighted at the top of this page. As explained above, your use of Our Site constitutes your acceptance of these Terms and Conditions. Consequently, any changes to these Terms and Conditions will apply to your use of Our Site the first time you use it after the changes have been implemented. You are therefore advised to check this page every time you use Our Site.

  2. If any part of the current version of these Terms and Conditions conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.

7International Users

Our Site is intended for users in the United Kingdom only. We do not warrant or represent that Our Site or its Content is available in other locations or is suitable for use in other locations.

8How You May Use Our Site and Content (Intellectual Property Rights)

  1. All Content included on Our Site and the copyright and other intellectual property rights in that Content belongs to or has been licensed by us, unless specifically labelled otherwise. All Content is protected by applicable to the United Kingdom and international intellectual property laws and treaties.

  2. You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app), and you may download Our Site (or any part of it) for caching (this usually occurs automatically).

  3. You may print one copy and download extracts of any page(s) from Our Site for personal use only.

  4. You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other Content downloaded from Our Site must not be used separately from accompanying text.

  5. Our status as the owner and author of the Content on Our Site (or that of identified licensors, as applicable) must always be acknowledged.

  6. You may not use any Content saved or downloaded from Our Site for commercial purposes without obtaining a licence from us (or our licensors, as applicable). This does not prevent the regular access, viewing, and use of Our Site for general information purposes by business users or consumers.

9Links to Our Site

  1. You may link to any page on Our Site.

  2. Links to Our Site must be fair and lawful. You must not take unfair advantage of or attempt to damage Our reputation.

  3. You must not link to Our Site in a manner that suggests any association with us (where there is none) or any endorsement or approval from us (where there is none).

  4. Your link should not use any logos or trademarks displayed on Our Site without Our express written permission.

  5. You must not frame or embed Our Site on another website without Our express written permission.

  6. You may not link to Our Site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.

10Links to Other Sites

  1. Links to other websites may be included on Our Site. Unless expressly stated, these sites are not under Our control. We accept no responsibility or liability for the content of third-party websites.

  2. Including a link to another website on Our Site is for information purposes only. It does not imply any endorsement of that website or its owners, operators, or other parties involved.


  1. Nothing on Our Site constitutes professional advice on which you should rely. It is provided for general information purposes only. Professional or specialist advice should always be obtained before taking any action relating to any opinions or information we put on our site for informational purposes only.

  2. We make reasonable efforts to ensure that the Content on Our Site is complete, accurate, and up to date, but We make no warranties, representations, or guarantees (express or implied) that this will always be the case.

  3. If you are a business user, we exclude all implied representations, warranties, conditions, and other terms that may apply to Our Site and Content.

12Our Liability

  1. Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be lawfully excluded or restricted.

  2. If you are a business user (i.e. you are using Our Site in the course of business or for commercial purposes), to the fullest extent permissible by law, We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site.

  3. If you are a business user, we accept no liability for loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

  4. If you are a consumer, you agree that you will not use Our Site for any commercial or business purposes and that We shall have no liability to you for any business losses as stated above.

13Viruses, Malware, and Security

  1. We exercise reasonable skill and care to ensure that Our Site is secure and free from viruses and malware; however, we do not guarantee this is the case.

  2. You are responsible for protecting your hardware, software, data, and other material from viruses, malware, and other internet security risks.

  3. You must not deliberately introduce viruses, malware, or any other malicious or technologically harmful material to or via Our Site.

  4. You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site.

  5. You must not attack Our Site using a denial-of-service attack, a distributed denial-of-service attack, or any other means.

  6. By breaching the provisions of Parts 13.3 to 13.5, you may be committing a criminal offence under the Computer Misuse Act 1990. Any such breaches will be reported to the relevant law enforcement authorities, and we will cooperate fully with those authorities by disclosing your identity to them. Your right to use Our Site will cease immediately in case of such a breach.

14Acceptable Usage of Our Site

  1. You may only lawfully use Our Site:

    1. You must ensure that you comply fully with any local, national, or international laws and regulations that apply;

    2. You must not use Our Site in any way, or for any purpose, that is unlawful;

    3. You must not use Our Site to send, upload knowingly, or in any other way transmit data containing any virus, malware, or other code designed to affect computer hardware, software, or any kind adversely.

  2. If you fail to comply with the provisions of Part 14, you will be in breach of these Terms and Conditions. We may take one or more of the following actions in response:

    1. Suspend or terminate your right to use Our Site;

    2. Issue you with a written warning;

    3. Take legal proceedings against you for reimbursement of any relevant costs on an indemnity basis resulting from your breach;

    4. Take further legal action against you, as appropriate;

    5. Disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and

    6. We deem any other actions reasonably appropriate (and lawful).

  3. We, at this moment, exclude any liability arising from any actions that We may take (including but not limited to those set out above in Part 14.2) in response to your breach.

15How We Use Your Personal Information

We will only use your personal information as set out in Our Privacy Policy, available from here and Our Cookie Policy, available from here.

16Communications from the Us

  1. If we have your contact details, we may send you important notices by email from time to time. Such notices may relate to matters including, but not limited to, changes to Our Site or these Terms and Conditions.

  2. We will not send you marketing emails without your express consent. If you consent to market, you may opt-out at any time. All marketing emails from Us include an unsubscribe link. If you opt-out of emails from Us, it may take up to 5 Business Days for your request to take effect, and you may continue to receive emails during that time.

  3. For questions or complaints about communications from Us, please get in touch with Us using the details above in Part 3.

17Law and Jurisdiction

  1. These Terms and Conditions and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed by, English law.

  2. If you are a consumer, you will benefit from any mandatory law provisions in your country of residence. Nothing in Part 17.1 removes or reduces your legal rights as a consumer.

  3. If you are a consumer, any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency.

  4. If you are a business user, any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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